|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TRULIANT FEDERAL CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TRULIANT FEDERAL CREDIT UNION |
| Address | 3200 TRULIANT WAY
WINSTON-SALEM, NC 27103 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,615 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $130,704,000 |
| Average Mortgage Loan Amount Applied For | $96,439 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $64,138 |
| Highest Applicant Income | $432,000 |
|
|
|
| Home Improvement |
293 | $12,157,000 |
$41,000 | $607,000 |
$52,000 | $406,000 |
| Home Purchase |
738 | $88,098,000 |
$119,000 | $750,000 |
$52,000 | $259,000 |
| Refinancing |
822 | $65,693,000 |
$79,000 | $498,000 |
$55,000 | $432,000 |
|
|
| American Indian or Alaskan Native |
7 | $494,000 |
$70,000 | $130,000 |
$41,000 | $85,000 |
| Asian |
21 | $2,634,000 |
$125,000 | $320,000 |
$58,000 | $97,000 |
| Black or African American |
200 | $19,302,000 |
$96,000 | $358,000 |
$53,000 | $245,000 |
| Hispanic |
54 | $4,226,000 |
$78,000 | $230,000 |
$40,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $126,000 |
$63,000 | $96,000 |
$59,000 | $75,000 |
| Not applicable |
77 | $5,194,000 |
$67,000 | $250,000 |
$6,000 | $85,000 |
| Not Provided |
440 | $32,512,000 |
$73,000 | $750,000 |
$51,000 | $432,000 |
| White |
1,052 | $101,460,000 |
$96,000 | $607,000 |
$59,000 | $265,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,853 | $165,948,000 |
$89,000 | $750,000 |
$54,000 | $432,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
61 | $8,611,000 |
$141,000 | $405,000 |
$73,000 | $245,000 |
| Application Denied By Financial Institution |
282 | $23,453,000 |
$83,000 | $405,000 |
$49,000 | $406,000 |
| Application Withdrawn By Applicant |
224 | $16,655,000 |
$74,000 | $750,000 |
$52,000 | $259,000 |
| File Closed For Incompleteness |
22 | $2,696,000 |
$122,000 | $240,000 |
$49,000 | $129,000 |
| Loan Originated |
1,049 | $82,593,000 |
$78,000 | $607,000 |
$53,000 | $432,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
160 | $24,430,000 |
$152,000 | $456,000 |
$64,000 | $200,000 |
| Preapproval Denied by Financial Institution |
55 | $7,510,000 |
$136,000 | $340,000 |
$53,000 | $224,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TRULIANT FEDERAL CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
