|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TRUSERVICE COMMUNITY FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TRUSERVICE COMMUNITY FCU |
| Address | 1414 N. SHACKLEFORD ROAD
LITTLE ROCK, AR 72211 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,517,000 |
| Average Mortgage Loan Amount Applied For | $63,272 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $67,636 |
| Highest Applicant Income | $223,000 |
|
|
|
| Home Improvement |
5 | $216,000 |
$43,000 | $72,000 |
$58,000 | $91,000 |
| Home Purchase |
20 | $3,219,000 |
$160,000 | $400,000 |
$75,000 | $223,000 |
| Refinancing |
35 | $1,505,000 |
$43,000 | $212,000 |
$59,000 | $105,000 |
|
|
| American Indian or Alaskan Native |
1 | $320,000 |
$320,000 | $320,000 |
$100,000 | $100,000 |
| Asian |
3 | $275,000 |
$91,000 | $162,000 |
$45,000 | $56,000 |
| Black or African American |
10 | $762,000 |
$76,000 | $325,000 |
$60,000 | $95,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $47,000 |
$47,000 | $47,000 |
$38,000 | $38,000 |
| White |
45 | $3,536,000 |
$78,000 | $400,000 |
$66,000 | $223,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
60 | $4,940,000 |
$82,000 | $400,000 |
$64,000 | $223,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $14,000 |
$14,000 | $14,000 |
$36,000 | $36,000 |
| Application Denied By Financial Institution |
8 | $289,000 |
$36,000 | $86,000 |
$39,000 | $58,000 |
| Application Withdrawn By Applicant |
6 | $590,000 |
$98,000 | $185,000 |
$67,000 | $105,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $4,047,000 |
$89,000 | $400,000 |
$69,000 | $223,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $118,000 |
$39,000 | $60,000 |
$38,000 | $48,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TRUSERVICE COMMUNITY FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
