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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUST ONE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUST ONE BANK |
| Address | 1715 ARRON BRENNER DRIVE, STE 100
MEMPHIS, TN 38120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 50 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,605,000 |
| Average Mortgage Loan Amount Applied For | $132,100 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $128,600 |
| Highest Applicant Income | $1,130,000 |
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| Home Improvement |
5 | $186,000 |
$37,000 | $81,000 |
$71,000 | $84,000 |
| Home Purchase |
26 | $5,428,000 |
$208,000 | $900,000 |
$177,000 | $1,130,000 |
| Refinancing |
19 | $1,991,000 |
$104,000 | $291,000 |
$129,000 | $272,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $192,000 |
$192,000 | $192,000 |
$219,000 | $219,000 |
| Black or African American |
1 | $46,000 |
$46,000 | $46,000 |
$81,000 | $81,000 |
| Hispanic |
2 | $337,000 |
$168,000 | $247,000 |
$156,000 | $232,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $161,000 |
$161,000 | $161,000 |
$115,000 | $115,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
45 | $6,869,000 |
$152,000 | $900,000 |
$148,000 | $1,130,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
50 | $7,605,000 |
$152,000 | $900,000 |
$148,000 | $1,130,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $30,000 |
$30,000 | $30,000 |
$125,000 | $125,000 |
| Application Withdrawn By Applicant |
1 | $192,000 |
$192,000 | $192,000 |
$219,000 | $219,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
47 | $7,136,000 |
$151,000 | $900,000 |
$148,000 | $1,130,000 |
| Loan Purchased By The Institution |
1 | $247,000 |
$247,000 | $247,000 |
$80,000 | $80,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $30,000 |
$30,000 | $30,000 |
$125,000 | $125,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRUST ONE BANK by:
Metropolitan Area And
County
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