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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUST ONE MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUST ONE MORTGAGE CORPORATION |
| Address | 108 PACIFICA, SUITE 300
IRVINE, CA 92618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,177 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $599,389,000 |
| Average Mortgage Loan Amount Applied For | $240,552 |
| Highest Mortgage Loan Amount Applied For | $2,195,000 |
| Average Applicant Income | $86,430 |
| Highest Applicant Income | $983,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
384 | $101,761,000 |
$265,000 | $1,500,000 |
$110,000 | $573,000 |
| Refinancing |
1,793 | $497,628,000 |
$277,000 | $2,195,000 |
$100,000 | $983,000 |
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| American Indian or Alaskan Native |
4 | $1,497,000 |
$374,000 | $750,000 |
$29,000 | $119,000 |
| Asian |
66 | $23,483,000 |
$355,000 | $994,000 |
$110,000 | $480,000 |
| Black or African American |
118 | $29,107,000 |
$246,000 | $982,000 |
$85,000 | $330,000 |
| Hispanic |
1,191 | $307,485,000 |
$258,000 | $1,500,000 |
$96,000 | $420,000 |
| Native Hawaiin or Other Pacific Islander |
19 | $5,828,000 |
$306,000 | $600,000 |
$84,000 | $168,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
319 | $97,011,000 |
$304,000 | $2,195,000 |
$107,000 | $983,000 |
| White |
460 | $134,978,000 |
$293,000 | $1,611,000 |
$119,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,176 | $599,104,000 |
$275,000 | $2,195,000 |
$102,000 | $983,000 |
| FHA-insured (Federal Housing Administration) |
1 | $285,000 |
$285,000 | $285,000 |
$77,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
660 | $182,600,000 |
$276,000 | $2,195,000 |
$130,000 | $983,000 |
| Application Denied By Financial Institution |
439 | $127,383,000 |
$290,000 | $1,500,000 |
$37,000 | $600,000 |
| Application Withdrawn By Applicant |
10 | $1,960,000 |
$196,000 | $448,000 |
$43,000 | $300,000 |
| File Closed For Incompleteness |
58 | $15,621,000 |
$269,000 | $835,000 |
$36,000 | $216,000 |
| Loan Originated |
1,010 | $271,825,000 |
$269,000 | $1,225,000 |
$116,000 | $711,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
36 | $10,167,000 |
$282,000 | $1,275,000 |
$39,000 | $240,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
159 | $44,231,000 |
$278,000 | $1,275,000 |
$14,000 | $300,000 |
| Debt-To-Income Ratio |
61 | $17,328,000 |
$284,000 | $975,000 |
$70,000 | $600,000 |
| Employment History |
24 | $6,999,000 |
$291,000 | $750,000 |
$38,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
50 | $13,880,000 |
$277,000 | $820,000 |
$102,000 | $486,000 |
| Unverifiable Information |
79 | $26,022,000 |
$329,000 | $1,500,000 |
$24,000 | $211,000 |
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Mortgage Loan App Totals for TRUST ONE MORTGAGE CORPORATION by:
Metropolitan Area And
County
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