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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUST ONE MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUST ONE MORTGAGE CORPORATION |
| Address | 108 PACIFICA, #300
IRVINE, CA 92618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 5,700 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $901,665,000 |
| Average Mortgage Loan Amount Applied For | $144,875 |
| Highest Mortgage Loan Amount Applied For | $940,000 |
| Average Applicant Income | $44,291 |
| Highest Applicant Income | $282,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
373 | $85,091,000 |
$172,466 | $768,000 |
$50,933 | $230,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
5,376 | $824,184,000 |
$156,421 | $940,000 |
$46,894 | $282,000 |
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| American Indian or Alaskan Native |
18 | $2,467,000 |
$136,200 | $249,000 |
$40,800 | $75,000 |
| Asian or Pacific Islander |
125 | $24,116,000 |
$160,000 | $544,000 |
$48,500 | $163,000 |
| Black |
221 | $39,209,000 |
$140,222 | $580,000 |
$41,777 | $174,000 |
| Hispanic |
1,052 | $167,966,000 |
$135,333 | $520,000 |
$40,500 | $156,000 |
| Information not provided by applicant in mail or telephone application |
1,656 | $257,042,000 |
$154,833 | $768,000 |
$47,777 | $230,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
108 | $19,021,000 |
$168,333 | $400,000 |
$50,666 | $120,000 |
| White |
2,569 | $399,454,000 |
$151,947 | $940,000 |
$45,789 | $282,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,157 | $248,618,000 |
$175,611 | $940,000 |
$52,777 | $282,000 |
| FHA-insured (Federal Housing Administration) |
4,353 | $623,969,000 |
$129,750 | $348,000 |
$37,916 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
239 | $36,688,000 |
$142,000 | $242,000 |
$42,625 | $73,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
192 | $35,900,000 |
$195,800 | $940,000 |
$58,666 | $282,000 |
| Application Withdrawn By Applicant |
1,512 | $250,015,000 |
$147,850 | $768,000 |
$45,100 | $230,000 |
| File Closed For Incompleteness |
24 | $4,579,000 |
$143,625 | $450,000 |
$43,625 | $135,000 |
| Loan Originated |
4,021 | $618,781,000 |
$147,470 | $650,000 |
$44,294 | $195,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $717,000 |
$239,000 | $334,000 |
$71,000 | $100,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
175 | $32,007,000 |
$143,142 | $564,000 |
$42,928 | $169,000 |
| Debt-To-Income Ratio |
7 | $1,209,000 |
$163,000 | $231,000 |
$49,000 | $69,000 |
| Employment History |
6 | $1,871,000 |
$420,000 | $940,000 |
$126,000 | $282,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $96,000 |
$96,000 | $96,000 |
$29,000 | $29,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRUST ONE MORTGAGE CORPORATION by:
Metropolitan Area And
County
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