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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUSTMARK NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUSTMARK NATIONAL BANK |
| Address | PO BOX 291
JACKSON, MS 39205 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11,743 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,472,678,000 |
| Average Mortgage Loan Amount Applied For | $141,168 |
| Highest Mortgage Loan Amount Applied For | $14,600,000 |
| Average Applicant Income | $84,748 |
| Highest Applicant Income | $2,323,000 |
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| Home Improvement |
1,532 | $36,237,000 |
$23,000 | $595,000 |
$51,000 | $834,000 |
| Home Purchase |
7,317 | $1,058,621,000 |
$144,000 | $14,600,000 |
$71,000 | $2,323,000 |
| Refinancing |
2,894 | $377,820,000 |
$130,000 | $1,800,000 |
$80,000 | $1,644,000 |
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| American Indian or Alaskan Native |
11 | $752,000 |
$68,000 | $265,000 |
$76,000 | $280,000 |
| Asian |
70 | $12,039,000 |
$171,000 | $1,558,000 |
$92,000 | $450,000 |
| Black or African American |
1,456 | $85,172,000 |
$58,000 | $608,000 |
$45,000 | $1,200,000 |
| Hispanic |
52 | $3,895,000 |
$74,000 | $352,000 |
$60,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $799,000 |
$133,000 | $278,000 |
$42,000 | $111,000 |
| Not applicable |
5,319 | $794,450,000 |
$149,000 | $14,600,000 |
$64,000 | $1,200,000 |
| Not Provided |
130 | $24,570,000 |
$189,000 | $2,300,000 |
$119,000 | $1,770,000 |
| White |
4,699 | $551,001,000 |
$117,000 | $1,800,000 |
$84,000 | $2,323,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9,873 | $1,229,220,000 |
$124,000 | $14,600,000 |
$74,000 | $2,323,000 |
| FHA-insured (Federal Housing Administration) |
1,329 | $160,000,000 |
$120,000 | $203,000 |
$50,000 | $996,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $2,149,000 |
$107,000 | $198,000 |
$35,000 | $54,000 |
| VA-guaranteed (Veterans Administration) |
521 | $81,309,000 |
$156,000 | $417,000 |
$60,000 | $186,000 |
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| Application Approved But Not Accepted |
547 | $86,648,000 |
$158,000 | $2,300,000 |
$82,000 | $1,770,000 |
| Application Denied By Financial Institution |
1,338 | $72,922,000 |
$54,000 | $1,400,000 |
$47,000 | $1,440,000 |
| Application Withdrawn By Applicant |
36 | $5,296,000 |
$147,000 | $1,275,000 |
$77,000 | $478,000 |
| File Closed For Incompleteness |
6 | $715,000 |
$119,000 | $311,000 |
$38,000 | $78,000 |
| Loan Originated |
4,625 | $561,047,000 |
$121,000 | $14,600,000 |
$81,000 | $2,323,000 |
| Loan Purchased By The Institution |
5,191 | $746,050,000 |
$143,000 | $1,125,000 |
$66,000 | $1,200,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
70 | $6,199,000 |
$88,000 | $1,400,000 |
$75,000 | $486,000 |
| Credit Application Incomplete |
4 | $407,000 |
$101,000 | $181,000 |
$428,000 | $1,440,000 |
| Credit History |
793 | $34,280,000 |
$43,000 | $861,000 |
$45,000 | $547,000 |
| Debt-To-Income Ratio |
398 | $26,965,000 |
$67,000 | $770,000 |
$40,000 | $495,000 |
| Employment History |
12 | $757,000 |
$63,000 | $153,000 |
$45,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $891,000 |
$81,000 | $150,000 |
$44,000 | $74,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
45 | $2,961,000 |
$65,000 | $432,000 |
$61,000 | $204,000 |
| Unverifiable Information |
5 | $462,000 |
$92,000 | $150,000 |
$58,000 | $89,000 |
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Mortgage Loan App Totals for TRUSTMARK NATIONAL BANK by:
Metropolitan Area And
County
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