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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRUWEST CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRUWEST CREDIT UNION |
| Address | 1667 N. PRIEST DRIVE
TEMPE, AZ 85281 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 339 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $69,710,000 |
| Average Mortgage Loan Amount Applied For | $175,111 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $94,222 |
| Highest Applicant Income | $313,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
104 | $22,408,000 |
$215,000 | $726,000 |
$96,000 | $313,000 |
| Refinancing |
236 | $47,565,000 |
$201,000 | $750,000 |
$71,000 | $232,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
15 | $3,017,000 |
$201,000 | $456,000 |
$103,000 | $240,000 |
| Black or African American |
13 | $2,600,000 |
$200,000 | $350,000 |
$61,000 | $100,000 |
| Hispanic |
36 | $6,513,000 |
$180,000 | $508,000 |
$66,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
89 | $21,587,000 |
$242,000 | $750,000 |
$85,000 | $313,000 |
| White |
187 | $36,256,000 |
$193,000 | $725,000 |
$77,000 | $232,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
340 | $69,973,000 |
$205,000 | $750,000 |
$79,000 | $313,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $735,000 |
$245,000 | $300,000 |
$53,000 | $62,000 |
| Application Denied By Financial Institution |
141 | $29,112,000 |
$206,000 | $750,000 |
$76,000 | $240,000 |
| Application Withdrawn By Applicant |
6 | $1,547,000 |
$257,000 | $634,000 |
$102,000 | $151,000 |
| File Closed For Incompleteness |
2 | $280,000 |
$140,000 | $150,000 |
$77,000 | $155,000 |
| Loan Originated |
188 | $38,299,000 |
$203,000 | $725,000 |
$80,000 | $313,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRUWEST CREDIT UNION by:
Metropolitan Area And
County
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