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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TULSA TEACHERS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
TULSA TEACHERS CREDIT UNION |
| Address | 3720 EAST 31ST STREET
TULSA, OK 74135 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 288 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,226,000 |
| Average Mortgage Loan Amount Applied For | $93,333 |
| Highest Mortgage Loan Amount Applied For | $377,000 |
| Average Applicant Income | $65,066 |
| Highest Applicant Income | $765,000 |
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| Home Improvement |
19 | $1,272,000 |
$66,000 | $360,000 |
$71,000 | $130,000 |
| Home Purchase |
144 | $15,104,000 |
$104,000 | $377,000 |
$66,000 | $210,000 |
| Refinancing |
129 | $12,143,000 |
$94,000 | $300,000 |
$76,000 | $765,000 |
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| American Indian or Alaskan Native |
43 | $3,492,000 |
$81,000 | $294,000 |
$66,000 | $128,000 |
| Asian |
2 | $462,000 |
$231,000 | $377,000 |
$118,000 | $164,000 |
| Black or African American |
8 | $602,000 |
$75,000 | $161,000 |
$42,000 | $79,000 |
| Hispanic |
9 | $1,131,000 |
$125,000 | $294,000 |
$78,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $586,000 |
$83,000 | $150,000 |
$80,000 | $107,000 |
| White |
223 | $22,246,000 |
$99,000 | $360,000 |
$72,000 | $765,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
292 | $28,519,000 |
$97,000 | $377,000 |
$71,000 | $765,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $50,000 |
$50,000 | $50,000 |
$36,000 | $36,000 |
| Application Denied By Financial Institution |
41 | $3,814,000 |
$93,000 | $203,000 |
$50,000 | $116,000 |
| Application Withdrawn By Applicant |
24 | $1,770,000 |
$73,000 | $157,000 |
$77,000 | $744,000 |
| File Closed For Incompleteness |
9 | $611,000 |
$67,000 | $153,000 |
$53,000 | $86,000 |
| Loan Originated |
217 | $22,274,000 |
$102,000 | $377,000 |
$75,000 | $765,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $1,301,000 |
$86,000 | $171,000 |
$53,000 | $116,000 |
| Debt-To-Income Ratio |
25 | $2,361,000 |
$94,000 | $203,000 |
$46,000 | $105,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $152,000 |
$152,000 | $152,000 |
$94,000 | $94,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TULSA TEACHERS CREDIT UNION by:
Metropolitan Area And
County
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