|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TWIN CITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TWIN CITY BANK |
| Address | P O BOX 16270
NORTH LITTLE ROCK, AR 72231 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 254 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $37,048,000 |
| Average Mortgage Loan Amount Applied For | $180,363 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $96,545 |
| Highest Applicant Income | $5,255,000 |
|
|
|
| Home Improvement |
44 | $1,474,000 |
$33,000 | $660,000 |
$54,000 | $144,000 |
| Home Purchase |
131 | $25,774,000 |
$196,000 | $3,000,000 |
$106,000 | $543,000 |
| Refinancing |
79 | $9,800,000 |
$124,000 | $1,000,000 |
$144,000 | $5,255,000 |
|
|
| American Indian or Alaskan Native |
1 | $101,000 |
$101,000 | $101,000 |
$14,000 | $14,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
44 | $2,785,000 |
$63,000 | $295,000 |
$61,000 | $169,000 |
| Hispanic |
2 | $105,000 |
$52,000 | $83,000 |
$22,000 | $30,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $6,607,000 |
$600,000 | $3,000,000 |
$0 | $0 |
| Not Provided |
5 | $1,045,000 |
$209,000 | $550,000 |
$96,000 | $319,000 |
| White |
191 | $26,405,000 |
$138,000 | $1,000,000 |
$128,000 | $5,255,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
250 | $36,712,000 |
$146,000 | $3,000,000 |
$110,000 | $5,255,000 |
| FHA-insured (Federal Housing Administration) |
3 | $224,000 |
$74,000 | $102,000 |
$45,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $112,000 |
$112,000 | $112,000 |
$33,000 | $33,000 |
|
|
| Application Approved But Not Accepted |
5 | $606,000 |
$121,000 | $212,000 |
$28,000 | $76,000 |
| Application Denied By Financial Institution |
31 | $2,407,000 |
$77,000 | $559,000 |
$60,000 | $353,000 |
| Application Withdrawn By Applicant |
27 | $2,194,000 |
$81,000 | $180,000 |
$77,000 | $444,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
191 | $31,841,000 |
$166,000 | $3,000,000 |
$123,000 | $5,255,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $34,000 |
$34,000 | $34,000 |
$113,000 | $113,000 |
| Credit Application Incomplete |
1 | $200,000 |
$200,000 | $200,000 |
$87,000 | $87,000 |
| Credit History |
20 | $1,201,000 |
$60,000 | $300,000 |
$40,000 | $94,000 |
| Debt-To-Income Ratio |
9 | $972,000 |
$108,000 | $559,000 |
$95,000 | $353,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TWIN CITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
