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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TWIN CITY CO-OPS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
TWIN CITY CO-OPS FCU |
| Address | 2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,226 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $78,990,000 |
| Average Mortgage Loan Amount Applied For | $104,600 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $82,422 |
| Highest Applicant Income | $840,000 |
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| Home Improvement |
595 | $22,427,000 |
$37,000 | $327,000 |
$91,000 | $840,000 |
| Home Purchase |
121 | $25,895,000 |
$214,000 | $880,000 |
$81,000 | $253,000 |
| Refinancing |
511 | $30,828,000 |
$60,000 | $409,000 |
$84,000 | $400,000 |
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| American Indian or Alaskan Native |
7 | $522,000 |
$74,000 | $197,000 |
$144,000 | $474,000 |
| Asian |
23 | $2,818,000 |
$122,000 | $300,000 |
$101,000 | $259,000 |
| Black or African American |
30 | $2,762,000 |
$92,000 | $300,000 |
$82,000 | $240,000 |
| Hispanic |
36 | $1,464,000 |
$40,000 | $200,000 |
$83,000 | $215,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
288 | $12,669,000 |
$43,000 | $400,000 |
$92,000 | $840,000 |
| White |
843 | $58,915,000 |
$69,000 | $880,000 |
$85,000 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,226 | $79,031,000 |
$64,000 | $880,000 |
$87,000 | $840,000 |
| FHA-insured (Federal Housing Administration) |
1 | $119,000 |
$119,000 | $119,000 |
$50,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
253 | $27,393,000 |
$108,000 | $417,000 |
$79,000 | $360,000 |
| Application Denied By Financial Institution |
140 | $14,978,000 |
$106,000 | $880,000 |
$85,000 | $349,000 |
| Application Withdrawn By Applicant |
20 | $1,187,000 |
$59,000 | $340,000 |
$81,000 | $183,000 |
| File Closed For Incompleteness |
13 | $744,000 |
$57,000 | $200,000 |
$71,000 | $186,000 |
| Loan Originated |
801 | $34,848,000 |
$43,000 | $442,000 |
$90,000 | $840,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TWIN CITY CO-OPS FCU by:
Metropolitan Area And
County
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