|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TWIN RIVER NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TWIN RIVER NATIONAL BANK |
| Address | 1507 G STREET
LEWISTON, ID 83501 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,495,000 |
| Average Mortgage Loan Amount Applied For | $73,666 |
| Highest Mortgage Loan Amount Applied For | $185,000 |
| Average Applicant Income | $71,166 |
| Highest Applicant Income | $252,000 |
|
|
|
| Home Improvement |
4 | $118,000 |
$29,000 | $36,000 |
$61,000 | $86,000 |
| Home Purchase |
19 | $1,360,000 |
$71,000 | $185,000 |
$57,000 | $252,000 |
| Refinancing |
15 | $1,017,000 |
$67,000 | $170,000 |
$61,000 | $153,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $70,000 |
$70,000 | $70,000 |
$91,000 | $91,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $27,000 |
$27,000 | $27,000 |
$15,000 | $15,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
36 | $2,398,000 |
$66,000 | $185,000 |
$59,000 | $252,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $2,495,000 |
$65,000 | $185,000 |
$59,000 | $252,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $345,000 |
$43,000 | $77,000 |
$31,000 | $69,000 |
| Application Withdrawn By Applicant |
2 | $87,000 |
$43,000 | $73,000 |
$70,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $2,063,000 |
$73,000 | $185,000 |
$66,000 | $252,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $126,000 |
$42,000 | $75,000 |
$31,000 | $47,000 |
| Debt-To-Income Ratio |
4 | $142,000 |
$35,000 | $70,000 |
$21,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $77,000 |
$77,000 | $77,000 |
$69,000 | $69,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for TWIN RIVER NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
