|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
TWO RIVER COMMUNITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
TWO RIVER COMMUNITY BANK |
| Address | 1250 ROUTE 35 SOUTH
MIDDLETOWN, NJ 07748 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 110 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,109,000 |
| Average Mortgage Loan Amount Applied For | $117,666 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $2,500,000 |
|
|
|
| Home Improvement |
45 | $3,003,000 |
$66,000 | $500,000 |
$84,000 | $956,000 |
| Home Purchase |
25 | $7,117,000 |
$284,000 | $1,500,000 |
$165,000 | $844,000 |
| Refinancing |
40 | $6,989,000 |
$174,000 | $710,000 |
$148,000 | $2,500,000 |
|
|
| American Indian or Alaskan Native |
1 | $130,000 |
$130,000 | $130,000 |
$71,000 | $71,000 |
| Asian |
1 | $200,000 |
$200,000 | $200,000 |
$161,000 | $161,000 |
| Black or African American |
2 | $76,000 |
$38,000 | $50,000 |
$52,000 | $56,000 |
| Hispanic |
1 | $25,000 |
$25,000 | $25,000 |
$123,000 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,309,000 |
$163,000 | $312,000 |
$0 | $0 |
| Not Provided |
4 | $416,000 |
$104,000 | $330,000 |
$0 | $0 |
| White |
93 | $14,953,000 |
$160,000 | $1,500,000 |
$144,000 | $2,500,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
110 | $17,109,000 |
$155,000 | $1,500,000 |
$126,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
14 | $4,726,000 |
$337,000 | $1,500,000 |
$103,000 | $582,000 |
| Application Denied By Financial Institution |
14 | $2,357,000 |
$168,000 | $710,000 |
$60,000 | $106,000 |
| Application Withdrawn By Applicant |
5 | $1,535,000 |
$307,000 | $507,000 |
$94,000 | $146,000 |
| File Closed For Incompleteness |
1 | $20,000 |
$20,000 | $20,000 |
$0 | $0 |
| Loan Originated |
76 | $8,471,000 |
$111,000 | $550,000 |
$146,000 | $2,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $438,000 |
$146,000 | $250,000 |
$39,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $135,000 |
$67,000 | $115,000 |
$29,000 | $58,000 |
| Debt-To-Income Ratio |
7 | $1,559,000 |
$222,000 | $710,000 |
$73,000 | $105,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $210,000 |
$210,000 | $210,000 |
$106,000 | $106,000 |
|
Mortgage Loan App Totals for TWO RIVER COMMUNITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
