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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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U.S. CENTURY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
U.S. CENTURY BANK |
| Address | 7575 W. FLAGLER STREET
MIAMI, FL 33144 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $47,370,000 |
| Average Mortgage Loan Amount Applied For | $3,229,000 |
| Highest Mortgage Loan Amount Applied For | $7,364,000 |
| Average Applicant Income | $129,333 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
3 | $2,510,000 |
$836,000 | $2,469,000 |
$20,000 | $60,000 |
| Home Purchase |
27 | $38,605,000 |
$1,429,000 | $7,364,000 |
$440,000 | $9,999,000 |
| Refinancing |
8 | $6,255,000 |
$781,000 | $1,450,000 |
$60,000 | $481,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $4,106,000 |
$342,000 | $800,000 |
$142,000 | $799,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
26 | $43,264,000 |
$1,664,000 | $7,364,000 |
$412,000 | $9,999,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $47,370,000 |
$1,246,000 | $7,364,000 |
$327,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $285,000 |
$285,000 | $285,000 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
6 | $15,386,000 |
$2,564,000 | $7,364,000 |
$102,000 | $481,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
31 | $31,699,000 |
$1,022,000 | $5,000,000 |
$381,000 | $9,999,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for U.S. CENTURY BANK by:
Metropolitan Area And
County
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