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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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U.S. TRUST COMPANY, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
U.S. TRUST COMPANY, NA |
| Address | 4601 TOUCHTON RD E #3220
JACKSONVILLE, FL 32246 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 533 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $525,290,000 |
| Average Mortgage Loan Amount Applied For | $798,857 |
| Highest Mortgage Loan Amount Applied For | $14,000,000 |
| Average Applicant Income | $471,795 |
| Highest Applicant Income | $7,323,000 |
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| Home Improvement |
55 | $57,959,000 |
$1,180,823 | $5,000,000 |
$497,235 | $4,500,000 |
| Home Purchase |
368 | $357,616,000 |
$804,914 | $14,000,000 |
$376,542 | $7,015,000 |
| Refinancing |
110 | $109,715,000 |
$1,033,047 | $8,500,000 |
$669,666 | $7,323,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
7 | $6,841,000 |
$948,833 | $2,150,000 |
$684,500 | $4,000,000 |
| Black or African American |
3 | $2,600,000 |
$866,666 | $1,500,000 |
$689,333 | $1,868,000 |
| Hispanic |
6 | $6,016,000 |
$855,500 | $2,000,000 |
$364,500 | $566,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $150,000 |
$150,000 | $150,000 |
$370,000 | $370,000 |
| Not applicable |
123 | $132,353,000 |
$1,025,666 | $14,000,000 |
$169,625 | $4,134,000 |
| Not Provided |
39 | $34,122,000 |
$718,733 | $5,500,000 |
$590,066 | $2,406,000 |
| White |
354 | $343,208,000 |
$898,303 | $8,500,000 |
$457,212 | $7,323,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
533 | $525,290,000 |
$885,000 | $14,000,000 |
$419,184 | $7,323,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
47 | $57,305,000 |
$1,036,555 | $5,500,000 |
$712,111 | $2,406,000 |
| Application Denied By Financial Institution |
8 | $16,175,000 |
$1,200,500 | $4,000,000 |
$1,861,250 | $4,000,000 |
| Application Withdrawn By Applicant |
32 | $44,013,000 |
$1,266,363 | $4,725,000 |
$0 | $0 |
| File Closed For Incompleteness |
7 | $3,498,000 |
$499,750 | $1,000,000 |
$345,500 | $1,100,000 |
| Loan Originated |
404 | $388,314,000 |
$863,763 | $8,500,000 |
$397,078 | $7,323,000 |
| Loan Purchased By The Institution |
35 | $15,985,000 |
$754,000 | $14,000,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $141,000 |
$141,000 | $141,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $2,108,000 |
$1,054,000 | $1,268,000 |
$2,150,500 | $4,000,000 |
| Debt-To-Income Ratio |
2 | $6,100,000 |
$3,050,000 | $4,000,000 |
$691,000 | $950,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $550,000 |
$550,000 | $550,000 |
$2,224,000 | $2,224,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $7,276,000 |
$3,638,000 | $3,638,000 |
$3,200,000 | $3,200,000 |
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Mortgage Loan App Totals for U.S. TRUST COMPANY, NA by:
Metropolitan Area And
County
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