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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UCF FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
UCF FEDERAL CREDIT UNION |
| Address | 12287 UNIVERSITY BLVD.
ORLANDO, FL 32817 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,315,000 |
| Average Mortgage Loan Amount Applied For | $164,200 |
| Highest Mortgage Loan Amount Applied For | $406,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $239,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6 | $1,080,000 |
$180,000 | $406,000 |
$121,000 | $239,000 |
| Refinancing |
5 | $1,235,000 |
$247,000 | $383,000 |
$81,000 | $110,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $360,000 |
$360,000 | $360,000 |
$239,000 | $239,000 |
| Black or African American |
4 | $823,000 |
$205,000 | $406,000 |
$107,000 | $134,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $962,000 |
$192,000 | $383,000 |
$82,000 | $110,000 |
| White |
1 | $170,000 |
$170,000 | $170,000 |
$56,000 | $56,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11 | $2,315,000 |
$210,000 | $406,000 |
$103,000 | $239,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $68,000 |
$68,000 | $68,000 |
$109,000 | $109,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $2,247,000 |
$224,000 | $406,000 |
$102,000 | $239,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $68,000 |
$68,000 | $68,000 |
$109,000 | $109,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UCF FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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