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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ULSTER HOME MORTGAGE INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
ULSTER HOME MORTGAGE INC. |
| Address | 180 SCHWENK DRIVE
KINGSTON, NY 12401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,604,000 |
| Average Mortgage Loan Amount Applied For | $400,750 |
| Highest Mortgage Loan Amount Applied For | $3,390,000 |
| Average Applicant Income | $144,250 |
| Highest Applicant Income | $652,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
8 | $8,287,000 |
$1,035,000 | $3,390,000 |
$195,000 | $652,000 |
| Refinancing |
5 | $1,317,000 |
$263,000 | $750,000 |
$198,000 | $464,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $3,390,000 |
$3,390,000 | $3,390,000 |
$0 | $0 |
| Not Provided |
4 | $619,000 |
$154,000 | $277,000 |
$119,000 | $160,000 |
| White |
8 | $5,595,000 |
$699,000 | $1,520,000 |
$259,000 | $652,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $9,604,000 |
$738,000 | $3,390,000 |
$196,000 | $652,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $3,615,000 |
$1,807,000 | $3,390,000 |
$76,000 | $152,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $3,710,000 |
$927,000 | $1,520,000 |
$270,000 | $652,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
7 | $2,279,000 |
$325,000 | $820,000 |
$188,000 | $464,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ULSTER HOME MORTGAGE INC. by:
Metropolitan Area And
County
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