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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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UNICO BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNICO BANK |
| Address | PO BOX 398
POTOSI, MO 63664 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 299 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,069,000 |
| Average Mortgage Loan Amount Applied For | $77,200 |
| Highest Mortgage Loan Amount Applied For | $440,000 |
| Average Applicant Income | $82,066 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
74 | $2,486,000 |
$33,000 | $241,000 |
$45,000 | $250,000 |
| Home Purchase |
138 | $9,727,000 |
$70,000 | $440,000 |
$50,000 | $300,000 |
| Refinancing |
87 | $4,856,000 |
$55,000 | $240,000 |
$46,000 | $200,000 |
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| American Indian or Alaskan Native |
2 | $265,000 |
$132,000 | $221,000 |
$75,000 | $82,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $83,000 |
$41,000 | $58,000 |
$27,000 | $31,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $724,000 |
$72,000 | $184,000 |
$16,000 | $113,000 |
| Not Provided |
8 | $377,000 |
$47,000 | $91,000 |
$62,000 | $250,000 |
| White |
277 | $15,620,000 |
$56,000 | $440,000 |
$48,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
299 | $17,069,000 |
$57,000 | $440,000 |
$48,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $212,000 |
$53,000 | $120,000 |
$44,000 | $59,000 |
| Application Denied By Financial Institution |
69 | $4,123,000 |
$59,000 | $440,000 |
$42,000 | $250,000 |
| Application Withdrawn By Applicant |
8 | $455,000 |
$56,000 | $185,000 |
$49,000 | $122,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
218 | $12,279,000 |
$56,000 | $385,000 |
$49,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNICO BANK by:
Metropolitan Area And
County
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