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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNIFIRST MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNIFIRST MORTGAGE |
| Address | 610 ROOD AVENUE
GRAND JUNCTION, CO 81501 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 852 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $134,797,000 |
| Average Mortgage Loan Amount Applied For | $130,454 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $47,636 |
| Highest Applicant Income | $756,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
849 | $132,408,000 |
$155,000 | $650,000 |
$55,000 | $756,000 |
| Refinancing |
176 | $27,240,000 |
$154,000 | $424,000 |
$58,000 | $230,000 |
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| American Indian or Alaskan Native |
2 | $324,000 |
$162,000 | $166,000 |
$30,000 | $37,000 |
| Asian |
6 | $995,000 |
$165,000 | $300,000 |
$64,000 | $79,000 |
| Black or African American |
10 | $1,484,000 |
$148,000 | $187,000 |
$23,000 | $60,000 |
| Hispanic |
95 | $13,453,000 |
$141,000 | $315,000 |
$39,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $329,000 |
$164,000 | $235,000 |
$39,000 | $48,000 |
| White |
910 | $143,063,000 |
$157,000 | $650,000 |
$57,000 | $756,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
687 | $109,810,000 |
$159,000 | $650,000 |
$61,000 | $756,000 |
| FHA-insured (Federal Housing Administration) |
294 | $41,331,000 |
$140,000 | $243,000 |
$42,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
44 | $8,507,000 |
$193,000 | $403,000 |
$54,000 | $135,000 |
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| Application Approved But Not Accepted |
32 | $4,485,000 |
$140,000 | $253,000 |
$46,000 | $97,000 |
| Application Denied By Financial Institution |
18 | $2,485,000 |
$138,000 | $225,000 |
$42,000 | $173,000 |
| Application Withdrawn By Applicant |
194 | $29,336,000 |
$151,000 | $424,000 |
$43,000 | $228,000 |
| File Closed For Incompleteness |
9 | $1,412,000 |
$156,000 | $300,000 |
$28,000 | $101,000 |
| Loan Originated |
771 | $121,828,000 |
$158,000 | $650,000 |
$60,000 | $756,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $102,000 |
$102,000 | $102,000 |
$0 | $0 |
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| Collateral |
3 | $458,000 |
$152,000 | $225,000 |
$87,000 | $173,000 |
| Credit Application Incomplete |
1 | $157,000 |
$157,000 | $157,000 |
$40,000 | $40,000 |
| Credit History |
5 | $642,000 |
$128,000 | $142,000 |
$32,000 | $52,000 |
| Debt-To-Income Ratio |
4 | $563,000 |
$140,000 | $186,000 |
$37,000 | $52,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNIFIRST MORTGAGE by:
Metropolitan Area And
County
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