|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNION BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNION BANK |
| Address | 9300 BLUE RIDGE BLVD
KANSAS CITY, MO 64138 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,812,000 |
| Average Mortgage Loan Amount Applied For | $414,000 |
| Highest Mortgage Loan Amount Applied For | $1,826,000 |
| Average Applicant Income | $178,444 |
| Highest Applicant Income | $1,600,000 |
|
|
|
| Home Improvement |
15 | $978,000 |
$65,000 | $280,000 |
$174,000 | $1,600,000 |
| Home Purchase |
40 | $8,758,000 |
$218,000 | $1,826,000 |
$36,000 | $576,000 |
| Refinancing |
13 | $5,076,000 |
$390,000 | $1,752,000 |
$94,000 | $612,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $429,000 |
$71,000 | $159,000 |
$72,000 | $157,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
34 | $8,406,000 |
$247,000 | $1,752,000 |
$0 | $0 |
| Not Provided |
2 | $45,000 |
$22,000 | $35,000 |
$36,000 | $42,000 |
| White |
26 | $5,932,000 |
$228,000 | $1,826,000 |
$185,000 | $1,600,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $14,812,000 |
$217,000 | $1,826,000 |
$78,000 | $1,600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $59,000 |
$29,000 | $34,000 |
$94,000 | $101,000 |
| Application Denied By Financial Institution |
8 | $1,756,000 |
$219,000 | $1,100,000 |
$19,000 | $58,000 |
| Application Withdrawn By Applicant |
2 | $196,000 |
$98,000 | $130,000 |
$53,000 | $107,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $12,801,000 |
$228,000 | $1,826,000 |
$87,000 | $1,600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNION BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
