|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNION BANK OF BENTON
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNION BANK OF BENTON |
| Address | 207 WEST CONWAY
BENTON, AR 72018 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 248 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,839,000 |
| Average Mortgage Loan Amount Applied For | $109,500 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $48,750 |
| Highest Applicant Income | $384,000 |
|
|
|
| Home Improvement |
56 | $1,531,000 |
$27,000 | $236,000 |
$67,000 | $299,000 |
| Home Purchase |
163 | $20,087,000 |
$123,000 | $750,000 |
$65,000 | $384,000 |
| Refinancing |
55 | $5,082,000 |
$92,000 | $400,000 |
$84,000 | $256,000 |
|
|
| American Indian or Alaskan Native |
3 | $64,000 |
$21,000 | $40,000 |
$25,000 | $34,000 |
| Asian |
1 | $75,000 |
$75,000 | $75,000 |
$43,000 | $43,000 |
| Black or African American |
5 | $540,000 |
$108,000 | $300,000 |
$61,000 | $83,000 |
| Hispanic |
2 | $174,000 |
$87,000 | $115,000 |
$105,000 | $162,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $3,016,000 |
$177,000 | $750,000 |
$0 | $0 |
| Not Provided |
5 | $429,000 |
$85,000 | $120,000 |
$126,000 | $256,000 |
| White |
241 | $22,402,000 |
$92,000 | $508,000 |
$74,000 | $384,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
252 | $24,117,000 |
$95,000 | $750,000 |
$71,000 | $384,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,351,000 |
$103,000 | $167,000 |
$47,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,232,000 |
$136,000 | $231,000 |
$59,000 | $91,000 |
|
|
| Application Approved But Not Accepted |
21 | $2,160,000 |
$102,000 | $222,000 |
$80,000 | $186,000 |
| Application Denied By Financial Institution |
53 | $3,742,000 |
$70,000 | $300,000 |
$60,000 | $186,000 |
| Application Withdrawn By Applicant |
18 | $1,950,000 |
$108,000 | $500,000 |
$68,000 | $299,000 |
| File Closed For Incompleteness |
1 | $95,000 |
$95,000 | $95,000 |
$27,000 | $27,000 |
| Loan Originated |
181 | $18,753,000 |
$103,000 | $750,000 |
$71,000 | $384,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNION BANK OF BENTON by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
