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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION BANK OF FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION BANK OF FLORIDA |
| Address | 1580 SAWGRASS CORPORATE PARKWAY #310
SUNRISE, FL 33323 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 224 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,369,000 |
| Average Mortgage Loan Amount Applied For | $232,220 |
| Highest Mortgage Loan Amount Applied For | $7,000,000 |
| Average Applicant Income | $10,780 |
| Highest Applicant Income | $2,100,000 |
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| Home Improvement |
49 | $3,762,000 |
$76,000 | $750,000 |
$135,000 | $1,736,000 |
| Home Purchase |
41 | $21,509,000 |
$282,000 | $7,000,000 |
$5,363 | $324,000 |
| Refinancing |
134 | $24,098,000 |
$338,777 | $4,000,000 |
$14,777 | $2,100,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $750,000 |
$750,000 | $750,000 |
$840,000 | $840,000 |
| Hispanic |
12 | $1,213,000 |
$101,000 | $339,000 |
$99,000 | $324,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $989,000 |
$494,000 | $960,000 |
$20,000 | $40,000 |
| Not applicable |
153 | $36,346,000 |
$295,866 | $7,000,000 |
$0 | $0 |
| Not Provided |
3 | $5,002,000 |
$1,667,000 | $4,000,000 |
$1,038,000 | $2,100,000 |
| White |
53 | $5,069,000 |
$114,000 | $640,000 |
$71,500 | $1,736,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
224 | $49,369,000 |
$289,800 | $7,000,000 |
$7,666 | $2,100,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $9,755,000 |
$1,625,000 | $7,000,000 |
$239,000 | $1,014,000 |
| Application Denied By Financial Institution |
19 | $824,000 |
$43,000 | $154,000 |
$57,000 | $162,000 |
| Application Withdrawn By Applicant |
8 | $4,695,000 |
$586,000 | $4,000,000 |
$666,000 | $2,100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
46 | $13,431,000 |
$291,000 | $1,650,000 |
$149,000 | $1,736,000 |
| Loan Purchased By The Institution |
145 | $20,664,000 |
$282,200 | $995,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $10,000 |
$10,000 | $10,000 |
$58,000 | $58,000 |
| Credit Application Incomplete |
1 | $10,000 |
$10,000 | $10,000 |
$126,000 | $126,000 |
| Credit History |
14 | $400,000 |
$28,000 | $50,000 |
$45,000 | $162,000 |
| Debt-To-Income Ratio |
3 | $404,000 |
$134,000 | $154,000 |
$51,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION BANK OF FLORIDA by:
Metropolitan Area And
County
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