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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION HOME MORTGAGE, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION HOME MORTGAGE, LLC |
| Address | 9221 WARD PARKWAY, SUITE # 450
KANSAS CITY, MO 64114 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 191 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,655,000 |
| Average Mortgage Loan Amount Applied For | $158,208 |
| Highest Mortgage Loan Amount Applied For | $572,000 |
| Average Applicant Income | $106,875 |
| Highest Applicant Income | $456,000 |
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| Home Improvement |
1 | $25,000 |
$25,000 | $25,000 |
$60,000 | $60,000 |
| Home Purchase |
112 | $16,277,000 |
$145,000 | $400,000 |
$79,000 | $445,000 |
| Refinancing |
78 | $12,353,000 |
$158,000 | $572,000 |
$84,000 | $456,000 |
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| American Indian or Alaskan Native |
2 | $180,000 |
$90,000 | $110,000 |
$45,000 | $56,000 |
| Asian |
6 | $1,180,000 |
$196,000 | $417,000 |
$105,000 | $120,000 |
| Black or African American |
21 | $1,784,000 |
$84,000 | $246,000 |
$48,000 | $126,000 |
| Hispanic |
10 | $1,038,000 |
$103,000 | $170,000 |
$49,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $364,000 |
$182,000 | $192,000 |
$92,000 | $96,000 |
| White |
150 | $24,109,000 |
$160,000 | $572,000 |
$87,000 | $456,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
191 | $28,655,000 |
$150,000 | $572,000 |
$81,000 | $456,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
30 | $4,068,000 |
$135,000 | $366,000 |
$75,000 | $144,000 |
| Application Denied By Financial Institution |
39 | $4,962,000 |
$127,000 | $572,000 |
$71,000 | $456,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
3 | $306,000 |
$102,000 | $191,000 |
$88,000 | $126,000 |
| Loan Originated |
119 | $19,319,000 |
$162,000 | $522,000 |
$85,000 | $445,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $1,277,000 |
$255,000 | $572,000 |
$149,000 | $456,000 |
| Credit Application Incomplete |
1 | $109,000 |
$109,000 | $109,000 |
$25,000 | $25,000 |
| Credit History |
18 | $2,415,000 |
$134,000 | $425,000 |
$68,000 | $200,000 |
| Debt-To-Income Ratio |
7 | $533,000 |
$76,000 | $136,000 |
$49,000 | $83,000 |
| Employment History |
1 | $134,000 |
$134,000 | $134,000 |
$108,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $229,000 |
$76,000 | $129,000 |
$46,000 | $73,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
4 | $265,000 |
$66,000 | $110,000 |
$46,000 | $70,000 |
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Mortgage Loan App Totals for UNION HOME MORTGAGE, LLC by:
Metropolitan Area And
County
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