|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
UNION NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNION NATIONAL BANK |
| Address | 101 MAIN STREET
MASSENA, IA 50853 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $373,000 |
| Average Mortgage Loan Amount Applied For | $34,000 |
| Highest Mortgage Loan Amount Applied For | $77,000 |
| Average Applicant Income | $37,000 |
| Highest Applicant Income | $60,000 |
|
|
|
| Home Improvement |
2 | $60,000 |
$30,000 | $43,000 |
$31,000 | $36,000 |
| Home Purchase |
4 | $82,000 |
$20,000 | $29,000 |
$27,000 | $40,000 |
| Refinancing |
6 | $231,000 |
$38,000 | $77,000 |
$37,000 | $60,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $63,000 |
$31,000 | $32,000 |
$30,000 | $51,000 |
| White |
10 | $310,000 |
$31,000 | $77,000 |
$32,000 | $60,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $373,000 |
$31,000 | $77,000 |
$32,000 | $60,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $88,000 |
$29,000 | $32,000 |
$33,000 | $51,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $285,000 |
$31,000 | $77,000 |
$31,000 | $60,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $32,000 |
$32,000 | $32,000 |
$51,000 | $51,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $25,000 |
$25,000 | $25,000 |
$40,000 | $40,000 |
| Debt-To-Income Ratio |
1 | $31,000 |
$31,000 | $31,000 |
$9,000 | $9,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNION NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
