|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNION SAFE DEPOSIT BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNION SAFE DEPOSIT BANK |
| Address | P.O. Box 1200
Stockton, CA 95201 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 599 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,689,000 |
| Average Mortgage Loan Amount Applied For | $401,894 |
| Highest Mortgage Loan Amount Applied For | $7,500,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $633,000 |
|
|
|
| Home Improvement (one-to-four family) |
129 | $4,812,000 |
$37,000 | $215,000 |
$62,000 | $228,000 |
| Home Purchase (one-to-four family) |
95 | $17,827,000 |
$187,000 | $750,000 |
$106,000 | $633,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
7 | $11,767,000 |
$1,681,000 | $7,500,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
368 | $55,283,000 |
$150,000 | $782,000 |
$75,000 | $441,000 |
|
|
| American Indian or Alaskan Native |
2 | $493,000 |
$246,000 | $305,000 |
$162,000 | $250,000 |
| Asian or Pacific Islander |
29 | $4,713,000 |
$162,000 | $405,000 |
$67,000 | $146,000 |
| Black |
18 | $2,501,000 |
$138,000 | $424,000 |
$72,000 | $156,000 |
| Hispanic |
105 | $11,014,000 |
$104,000 | $588,000 |
$53,000 | $241,000 |
| Information not provided by applicant in mail or telephone application |
116 | $20,718,000 |
$178,000 | $782,000 |
$92,000 | $633,000 |
| Not applicable |
5 | $11,128,000 |
$2,225,000 | $7,500,000 |
$0 | $0 |
| Other |
18 | $2,663,000 |
$147,000 | $460,000 |
$68,000 | $165,000 |
| White |
306 | $36,459,000 |
$119,000 | $750,000 |
$93,000 | $619,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
599 | $89,689,000 |
$149,000 | $7,500,000 |
$78,000 | $633,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
54 | $8,086,000 |
$149,000 | $588,000 |
$102,000 | $619,000 |
| Application Denied By Financial Institution |
133 | $14,464,000 |
$108,000 | $580,000 |
$64,000 | $633,000 |
| Application Withdrawn By Applicant |
27 | $4,305,000 |
$159,000 | $782,000 |
$77,000 | $441,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
385 | $62,834,000 |
$163,000 | $7,500,000 |
$85,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
11 | $1,834,000 |
$166,000 | $580,000 |
$43,000 | $114,000 |
| Credit Application Incomplete |
1 | $160,000 |
$160,000 | $160,000 |
$9,000 | $9,000 |
| Credit History |
50 | $4,088,000 |
$81,000 | $278,000 |
$70,000 | $228,000 |
| Debt-To-Income Ratio |
61 | $7,187,000 |
$117,000 | $469,000 |
$63,000 | $633,000 |
| Employment History |
2 | $95,000 |
$47,000 | $70,000 |
$31,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $525,000 |
$175,000 | $220,000 |
$69,000 | $102,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $575,000 |
$115,000 | $240,000 |
$125,000 | $349,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNION SAFE DEPOSIT BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
