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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION SAVINGS AND LOAN ASSN
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION SAVINGS AND LOAN ASSN |
| Address | P.O. BOX 366
CONNERSVILLE, IN 47331 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 194 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,169,000 |
| Average Mortgage Loan Amount Applied For | $158,250 |
| Highest Mortgage Loan Amount Applied For | $640,000 |
| Average Applicant Income | $96,583 |
| Highest Applicant Income | $2,000,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
75 | $6,321,000 |
$84,000 | $576,000 |
$82,000 | $2,000,000 |
| Refinancing |
119 | $14,848,000 |
$124,000 | $640,000 |
$77,000 | $450,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $720,000 |
$360,000 | $360,000 |
$248,000 | $450,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $3,899,000 |
$389,000 | $576,000 |
$337,000 | $2,000,000 |
| Not Provided |
2 | $103,000 |
$51,000 | $65,000 |
$48,000 | $59,000 |
| White |
180 | $16,447,000 |
$91,000 | $640,000 |
$63,000 | $318,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
194 | $21,169,000 |
$109,000 | $640,000 |
$79,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $1,649,000 |
$97,000 | $250,000 |
$76,000 | $318,000 |
| Application Denied By Financial Institution |
48 | $3,906,000 |
$81,000 | $640,000 |
$44,000 | $271,000 |
| Application Withdrawn By Applicant |
15 | $1,789,000 |
$119,000 | $335,000 |
$57,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
113 | $13,770,000 |
$121,000 | $576,000 |
$97,000 | $2,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $55,000 |
$55,000 | $55,000 |
$40,000 | $40,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
28 | $2,331,000 |
$83,000 | $640,000 |
$46,000 | $271,000 |
| Debt-To-Income Ratio |
19 | $1,520,000 |
$80,000 | $159,000 |
$41,000 | $94,000 |
| Employment History |
1 | $55,000 |
$55,000 | $55,000 |
$56,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION SAVINGS AND LOAN ASSN by:
Metropolitan Area And
County
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