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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION SAVINGS BANK |
| Address | 223 W. STEPHENSON STREET
FREEPORT, IL 61032 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,705,000 |
| Average Mortgage Loan Amount Applied For | $111,250 |
| Highest Mortgage Loan Amount Applied For | $325,000 |
| Average Applicant Income | $56,500 |
| Highest Applicant Income | $231,000 |
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| Home Improvement |
2 | $17,000 |
$8,000 | $13,000 |
$33,000 | $35,000 |
| Home Purchase |
254 | $23,674,000 |
$93,000 | $350,000 |
$51,000 | $187,000 |
| Refinancing |
100 | $8,769,000 |
$87,000 | $445,000 |
$50,000 | $231,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $86,000 |
$86,000 | $86,000 |
$25,000 | $25,000 |
| Black or African American |
16 | $1,067,000 |
$66,000 | $128,000 |
$43,000 | $102,000 |
| Hispanic |
11 | $794,000 |
$72,000 | $230,000 |
$28,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $230,000 |
$115,000 | $150,000 |
$57,000 | $69,000 |
| White |
326 | $30,283,000 |
$92,000 | $445,000 |
$51,000 | $231,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
356 | $32,460,000 |
$91,000 | $445,000 |
$50,000 | $231,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
83 | $8,734,000 |
$105,000 | $269,000 |
$59,000 | $127,000 |
| Application Denied By Financial Institution |
54 | $4,168,000 |
$77,000 | $262,000 |
$36,000 | $96,000 |
| Application Withdrawn By Applicant |
11 | $1,123,000 |
$102,000 | $350,000 |
$46,000 | $121,000 |
| File Closed For Incompleteness |
17 | $1,232,000 |
$72,000 | $150,000 |
$41,000 | $119,000 |
| Loan Originated |
191 | $17,203,000 |
$90,000 | $445,000 |
$51,000 | $231,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION SAVINGS BANK by:
Metropolitan Area And
County
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