|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNITED ADVANTAGE NW FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNITED ADVANTAGE NW FCU |
| Address | PO BOX 11067
PORTLAND, OR 97211 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,410,000 |
| Average Mortgage Loan Amount Applied For | $129,133 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $78,266 |
| Highest Applicant Income | $156,000 |
|
|
|
| Home Improvement |
13 | $130,000 |
$10,000 | $10,000 |
$69,000 | $119,000 |
| Home Purchase |
4 | $706,000 |
$176,000 | $208,000 |
$91,000 | $144,000 |
| Refinancing |
22 | $4,574,000 |
$207,000 | $400,000 |
$73,000 | $156,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $670,000 |
$167,000 | $300,000 |
$77,000 | $92,000 |
| Hispanic |
1 | $10,000 |
$10,000 | $10,000 |
$48,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
34 | $4,730,000 |
$139,000 | $400,000 |
$74,000 | $156,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $5,410,000 |
$138,000 | $400,000 |
$74,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $560,000 |
$186,000 | $300,000 |
$70,000 | $92,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $4,850,000 |
$134,000 | $400,000 |
$74,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $10,000 |
$10,000 | $10,000 |
$60,000 | $60,000 |
| Debt-To-Income Ratio |
1 | $300,000 |
$300,000 | $300,000 |
$92,000 | $92,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $250,000 |
$250,000 | $250,000 |
$58,000 | $58,000 |
|
Mortgage Loan App Totals for UNITED ADVANTAGE NW FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
