|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNITED BANK AND TRUST COMPANY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNITED BANK AND TRUST COMPANY |
| Address | PO BOX 14517
ST. PETERSBURG, FL 33733 |
| Agency | Federal Reserve System (FRS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 32 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,844,000 |
| Average Mortgage Loan Amount Applied For | $463,500 |
| Highest Mortgage Loan Amount Applied For | $1,307,000 |
| Average Applicant Income | $24,500 |
| Highest Applicant Income | $248,000 |
|
|
|
| Home Improvement |
1 | $500,000 |
$500,000 | $500,000 |
$0 | $0 |
| Home Purchase |
24 | $6,978,000 |
$290,000 | $1,307,000 |
$47,000 | $248,000 |
| Refinancing |
7 | $1,366,000 |
$195,000 | $700,000 |
$52,000 | $240,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $123,000 |
$123,000 | $123,000 |
$19,000 | $19,000 |
| Black or African American |
1 | $720,000 |
$720,000 | $720,000 |
$0 | $0 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$76,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $5,535,000 |
$369,000 | $1,307,000 |
$0 | $0 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$248,000 | $248,000 |
| White |
13 | $2,346,000 |
$180,000 | $500,000 |
$38,000 | $240,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $8,844,000 |
$276,000 | $1,307,000 |
$45,000 | $248,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $753,000 |
$376,000 | $720,000 |
$20,000 | $41,000 |
| Application Withdrawn By Applicant |
1 | $100,000 |
$100,000 | $100,000 |
$248,000 | $248,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $7,991,000 |
$275,000 | $1,307,000 |
$25,000 | $240,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNITED BANK AND TRUST COMPANY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
