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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED BANK OF KANSAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED BANK OF KANSAS |
| Address | 1505 CENTRAL
HORTON, KS 66439 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 60 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,622,000 |
| Average Mortgage Loan Amount Applied For | $71,200 |
| Highest Mortgage Loan Amount Applied For | $379,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $136,000 |
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| Home Improvement |
7 | $123,000 |
$17,000 | $71,000 |
$43,000 | $72,000 |
| Home Purchase |
22 | $1,303,000 |
$59,000 | $188,000 |
$41,000 | $95,000 |
| Refinancing |
31 | $2,196,000 |
$70,000 | $379,000 |
$54,000 | $136,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $53,000 |
$53,000 | $53,000 |
$49,000 | $49,000 |
| Black or African American |
1 | $12,000 |
$12,000 | $12,000 |
$63,000 | $63,000 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$53,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $10,000 |
$10,000 | $10,000 |
$72,000 | $72,000 |
| White |
56 | $3,542,000 |
$63,000 | $379,000 |
$47,000 | $136,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
60 | $3,622,000 |
$60,000 | $379,000 |
$48,000 | $136,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $367,000 |
$73,000 | $150,000 |
$46,000 | $68,000 |
| Application Denied By Financial Institution |
11 | $672,000 |
$61,000 | $188,000 |
$50,000 | $80,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $5,000 |
$5,000 | $5,000 |
$64,000 | $64,000 |
| Loan Originated |
43 | $2,578,000 |
$59,000 | $379,000 |
$47,000 | $136,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $319,000 |
$45,000 | $122,000 |
$53,000 | $80,000 |
| Debt-To-Income Ratio |
3 | $343,000 |
$114,000 | $188,000 |
$54,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$15,000 | $15,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED BANK OF KANSAS by:
Metropolitan Area And
County
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