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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED BANK |
| Address | PO BOX 10
OSSEO, WI 54758 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 258 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,331,000 |
| Average Mortgage Loan Amount Applied For | $118,631 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $71,842 |
| Highest Applicant Income | $335,000 |
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| Home Improvement |
29 | $724,000 |
$24,000 | $192,000 |
$60,000 | $169,000 |
| Home Purchase |
104 | $9,979,000 |
$95,000 | $266,000 |
$62,000 | $335,000 |
| Refinancing |
125 | $18,628,000 |
$149,000 | $417,000 |
$81,000 | $282,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $889,000 |
$148,000 | $250,000 |
$106,000 | $200,000 |
| Not Provided |
17 | $1,101,000 |
$64,000 | $241,000 |
$87,000 | $269,000 |
| White |
235 | $27,341,000 |
$116,000 | $417,000 |
$69,000 | $335,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
258 | $29,331,000 |
$113,000 | $417,000 |
$71,000 | $335,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $444,000 |
$111,000 | $189,000 |
$53,000 | $89,000 |
| Application Denied By Financial Institution |
7 | $729,000 |
$104,000 | $158,000 |
$44,000 | $60,000 |
| Application Withdrawn By Applicant |
10 | $1,246,000 |
$124,000 | $266,000 |
$87,000 | $269,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
237 | $26,912,000 |
$113,000 | $417,000 |
$71,000 | $335,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $239,000 |
$79,000 | $112,000 |
$54,000 | $60,000 |
| Debt-To-Income Ratio |
3 | $373,000 |
$124,000 | $158,000 |
$32,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $117,000 |
$117,000 | $117,000 |
$53,000 | $53,000 |
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Mortgage Loan App Totals for UNITED BANK by:
Metropolitan Area And
County
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