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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED BANK VA
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED BANK VA |
| Address | 1200 GROSSCUP AVE.
DUNBAR, WV 25064 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 495 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $147,619,000 |
| Average Mortgage Loan Amount Applied For | $419,875 |
| Highest Mortgage Loan Amount Applied For | $7,780,000 |
| Average Applicant Income | $474,800 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
33 | $1,642,000 |
$49,000 | $334,000 |
$162,000 | $2,377,000 |
| Home Purchase |
306 | $108,034,000 |
$353,000 | $7,780,000 |
$256,000 | $9,999,000 |
| Refinancing |
156 | $37,943,000 |
$243,000 | $2,300,000 |
$146,000 | $1,068,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $348,000 |
$43,000 | $81,000 |
$111,000 | $202,000 |
| Black or African American |
7 | $164,000 |
$23,000 | $48,000 |
$66,000 | $104,000 |
| Hispanic |
8 | $801,000 |
$100,000 | $440,000 |
$57,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
366 | $122,818,000 |
$335,000 | $2,300,000 |
$179,000 | $1,594,000 |
| Not Provided |
6 | $359,000 |
$59,000 | $186,000 |
$207,000 | $560,000 |
| White |
100 | $23,129,000 |
$231,000 | $7,780,000 |
$378,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
495 | $147,619,000 |
$298,000 | $7,780,000 |
$215,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $3,000 |
$3,000 | $3,000 |
$24,000 | $24,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
114 | $28,126,000 |
$246,000 | $7,780,000 |
$321,000 | $9,999,000 |
| Loan Purchased By The Institution |
380 | $119,490,000 |
$314,000 | $1,800,000 |
$184,000 | $1,594,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $3,000 |
$3,000 | $3,000 |
$24,000 | $24,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED BANK VA by:
Metropolitan Area And
County
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