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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED-BILT HOMES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED-BILT HOMES, INC. |
| Address | 2790 S. THOMPSON STREET
SPRINGDALE, AR 72764 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,371 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $165,351,000 |
| Average Mortgage Loan Amount Applied For | $120,619 |
| Highest Mortgage Loan Amount Applied For | $333,000 |
| Average Applicant Income | $59,522 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,373 | $165,759,000 |
$120,000 | $333,000 |
$58,000 | $360,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
33 | $4,141,000 |
$125,000 | $187,000 |
$54,000 | $120,000 |
| Asian |
6 | $826,000 |
$137,000 | $199,000 |
$102,000 | $360,000 |
| Black or African American |
278 | $31,577,000 |
$113,000 | $329,000 |
$51,000 | $216,000 |
| Hispanic |
68 | $7,997,000 |
$117,000 | $203,000 |
$59,000 | $168,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $94,000 |
$94,000 | $94,000 |
$30,000 | $30,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $116,000 |
$116,000 | $116,000 |
$158,000 | $158,000 |
| White |
986 | $121,008,000 |
$122,000 | $333,000 |
$60,000 | $254,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,373 | $165,759,000 |
$120,000 | $333,000 |
$58,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
190 | $22,569,000 |
$118,000 | $236,000 |
$62,000 | $243,000 |
| Application Denied By Financial Institution |
701 | $82,551,000 |
$117,000 | $329,000 |
$53,000 | $240,000 |
| Application Withdrawn By Applicant |
3 | $309,000 |
$103,000 | $113,000 |
$72,000 | $84,000 |
| File Closed For Incompleteness |
158 | $20,415,000 |
$129,000 | $333,000 |
$63,000 | $360,000 |
| Loan Originated |
321 | $39,915,000 |
$124,000 | $270,000 |
$64,000 | $254,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $413,000 |
$206,000 | $231,000 |
$77,000 | $94,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
515 | $58,953,000 |
$114,000 | $329,000 |
$52,000 | $240,000 |
| Debt-To-Income Ratio |
74 | $9,258,000 |
$125,000 | $261,000 |
$48,000 | $118,000 |
| Employment History |
10 | $1,290,000 |
$129,000 | $182,000 |
$60,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $163,000 |
$163,000 | $163,000 |
$79,000 | $79,000 |
| Other |
98 | $12,364,000 |
$126,000 | $305,000 |
$61,000 | $210,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED-BILT HOMES, INC. by:
Metropolitan Area And
County
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