|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
UNITED CALIFORNIA SYSTEMS INTL
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNITED CALIFORNIA SYSTEMS INTL |
| Address | 11755 WILSHIRE BLVD SUITE 2100
LOS ANGELES, CA 90025 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 |
| Total Number of Mortgage Loan Applications Processed | 388 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,388,000 |
| Average Mortgage Loan Amount Applied For | $164,734 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $68,163 |
| Highest Applicant Income | $900,000 |
|
|
|
| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
217 | $42,978,000 |
$169,055 | $750,000 |
$76,833 | $498,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
7 | $1,702,000 |
$243,000 | $373,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
168 | $29,814,000 |
$160,357 | $537,000 |
$73,285 | $900,000 |
|
|
| American Indian or Alaskan Native |
2 | $664,000 |
$332,000 | $374,000 |
$129,000 | $132,000 |
| Asian or Pacific Islander |
12 | $2,909,000 |
$244,500 | $405,000 |
$96,500 | $185,000 |
| Black |
223 | $40,784,000 |
$159,444 | $612,000 |
$80,611 | $498,000 |
| Hispanic |
64 | $11,665,000 |
$156,666 | $722,000 |
$38,000 | $136,000 |
| Information not provided by applicant in mail or telephone application |
45 | $8,657,000 |
$168,111 | $495,000 |
$69,111 | $900,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
10 | $1,984,000 |
$152,750 | $320,000 |
$47,250 | $90,000 |
| White |
36 | $7,831,000 |
$204,250 | $750,000 |
$54,875 | $191,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
340 | $66,534,000 |
$175,428 | $750,000 |
$82,190 | $900,000 |
| FHA-insured (Federal Housing Administration) |
47 | $7,402,000 |
$131,833 | $367,000 |
$43,666 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
5 | $558,000 |
$100,000 | $191,000 |
$38,500 | $64,000 |
|
|
| Application Approved But Not Accepted |
11 | $2,465,000 |
$212,500 | $722,000 |
$64,000 | $115,000 |
| Application Denied By Financial Institution |
30 | $5,349,000 |
$160,125 | $495,000 |
$85,625 | $455,000 |
| Application Withdrawn By Applicant |
37 | $7,522,000 |
$209,000 | $750,000 |
$124,000 | $498,000 |
| File Closed For Incompleteness |
15 | $2,664,000 |
$132,500 | $495,000 |
$46,500 | $162,000 |
| Loan Originated |
290 | $54,916,000 |
$163,894 | $612,000 |
$66,526 | $900,000 |
| Loan Purchased By The Institution |
8 | $1,427,000 |
$178,000 | $388,000 |
$66,000 | $109,000 |
|
|
| Collateral |
1 | $122,000 |
$122,000 | $122,000 |
$66,000 | $66,000 |
| Credit Application Incomplete |
2 | $405,000 |
$202,000 | $220,000 |
$65,000 | $78,000 |
| Credit History |
3 | $421,000 |
$125,000 | $190,000 |
$43,500 | $60,000 |
| Debt-To-Income Ratio |
3 | $789,000 |
$263,000 | $495,000 |
$86,333 | $120,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $137,000 |
$137,000 | $137,000 |
$66,000 | $66,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $122,000 |
$122,000 | $122,000 |
$309,000 | $309,000 |
| Unverifiable Information |
1 | $68,000 |
$68,000 | $68,000 |
$67,000 | $67,000 |
|
Mortgage Loan App Totals for UNITED CALIFORNIA SYSTEMS INTL by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
