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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED CAPITAL MORTGAGE CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED CAPITAL MORTGAGE CORP |
| Address | 14001 E. ILIFF AVE
AURORA, CO 80014 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 9,036 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,374,551,000 |
| Average Mortgage Loan Amount Applied For | $141,316 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $67,158 |
| Highest Applicant Income | $6,500,000 |
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| Home Improvement (one-to-four family) |
132 | $14,941,000 |
$187,428 | $460,000 |
$73,428 | $127,000 |
| Home Purchase (one-to-four family) |
3,298 | $481,303,000 |
$136,958 | $2,000,000 |
$63,708 | $1,549,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
5,659 | $885,992,000 |
$140,583 | $2,000,000 |
$71,333 | $6,500,000 |
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| American Indian or Alaskan Native |
38 | $5,213,000 |
$132,571 | $347,000 |
$57,428 | $151,000 |
| Asian or Pacific Islander |
184 | $32,661,000 |
$155,750 | $2,000,000 |
$62,666 | $501,000 |
| Black |
525 | $68,374,000 |
$117,650 | $873,000 |
$51,350 | $310,000 |
| Hispanic |
1,565 | $230,563,000 |
$145,307 | $2,000,000 |
$57,307 | $1,000,000 |
| Information not provided by applicant in mail or telephone application |
225 | $33,975,000 |
$159,333 | $904,000 |
$64,916 | $368,000 |
| Not applicable |
18 | $2,741,000 |
$138,500 | $383,000 |
$67,000 | $275,000 |
| Other |
278 | $43,055,000 |
$151,642 | $2,000,000 |
$76,071 | $780,000 |
| White |
6,256 | $965,654,000 |
$147,611 | $1,423,000 |
$75,833 | $6,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,350 | $854,090,000 |
$148,527 | $2,000,000 |
$77,861 | $6,500,000 |
| FHA-insured (Federal Housing Administration) |
3,027 | $427,016,000 |
$118,571 | $1,000,000 |
$47,238 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
712 | $101,130,000 |
$134,714 | $1,423,000 |
$61,000 | $359,000 |
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| Application Approved But Not Accepted |
5 | $501,000 |
$112,666 | $194,000 |
$76,000 | $322,000 |
| Application Denied By Financial Institution |
524 | $80,480,000 |
$116,200 | $2,000,000 |
$54,200 | $784,000 |
| Application Withdrawn By Applicant |
988 | $145,196,000 |
$176,850 | $2,000,000 |
$74,950 | $1,000,000 |
| File Closed For Incompleteness |
1 | $350,000 |
$350,000 | $350,000 |
$36,000 | $36,000 |
| Loan Originated |
7,571 | $1,155,709,000 |
$141,428 | $925,000 |
$73,542 | $6,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
35 | $6,965,000 |
$164,125 | $2,000,000 |
$61,000 | $331,000 |
| Credit Application Incomplete |
7 | $913,000 |
$132,600 | $242,000 |
$65,000 | $70,000 |
| Credit History |
129 | $16,679,000 |
$110,181 | $400,000 |
$55,454 | $784,000 |
| Debt-To-Income Ratio |
50 | $7,497,000 |
$156,833 | $366,000 |
$49,000 | $180,000 |
| Employment History |
11 | $1,424,000 |
$125,000 | $294,000 |
$69,000 | $504,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
20 | $2,663,000 |
$168,666 | $360,000 |
$69,833 | $144,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
148 | $24,856,000 |
$134,615 | $2,000,000 |
$65,461 | $699,000 |
| Unverifiable Information |
19 | $2,272,000 |
$108,833 | $215,000 |
$58,500 | $140,000 |
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Mortgage Loan App Totals for UNITED CAPITAL MORTGAGE CORP by:
Metropolitan Area And
County
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