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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED COMMERCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED COMMERCE BANK |
| Address | 211 S COLLEGE AVE
BLOOMINGTON, IN 47404 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,748,000 |
| Average Mortgage Loan Amount Applied For | $120,333 |
| Highest Mortgage Loan Amount Applied For | $636,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $375,000 |
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| Home Improvement |
31 | $987,000 |
$31,000 | $113,000 |
$85,000 | $375,000 |
| Home Purchase |
43 | $4,660,000 |
$108,000 | $475,000 |
$72,000 | $240,000 |
| Refinancing |
35 | $6,307,000 |
$180,000 | $636,000 |
$61,000 | $235,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $423,000 |
$423,000 | $423,000 |
$156,000 | $156,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $9,000 |
$9,000 | $9,000 |
$34,000 | $34,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,760,000 |
$220,000 | $336,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
99 | $9,762,000 |
$98,000 | $636,000 |
$78,000 | $375,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
109 | $11,954,000 |
$109,000 | $636,000 |
$72,000 | $375,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $519,000 |
$173,000 | $300,000 |
$84,000 | $129,000 |
| Application Denied By Financial Institution |
7 | $760,000 |
$108,000 | $223,000 |
$47,000 | $71,000 |
| Application Withdrawn By Applicant |
9 | $1,283,000 |
$142,000 | $350,000 |
$63,000 | $145,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
90 | $9,392,000 |
$104,000 | $636,000 |
$75,000 | $375,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED COMMERCE BANK by:
Metropolitan Area And
County
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