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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED COMMUNITY BANK - NC
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED COMMUNITY BANK - NC |
| Address | PO BOX 800
MURPHY, NC 28906 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 668 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $96,783,000 |
| Average Mortgage Loan Amount Applied For | $161,142 |
| Highest Mortgage Loan Amount Applied For | $2,942,000 |
| Average Applicant Income | $119,214 |
| Highest Applicant Income | $2,600,000 |
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| Home Improvement |
59 | $6,207,000 |
$105,000 | $2,942,000 |
$40,000 | $193,000 |
| Home Purchase |
487 | $79,126,000 |
$162,000 | $2,100,000 |
$94,000 | $2,600,000 |
| Refinancing |
124 | $11,586,000 |
$93,000 | $800,000 |
$55,000 | $512,000 |
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| American Indian or Alaskan Native |
7 | $724,000 |
$103,000 | $250,000 |
$51,000 | $105,000 |
| Asian |
1 | $143,000 |
$143,000 | $143,000 |
$126,000 | $126,000 |
| Black or African American |
4 | $277,000 |
$69,000 | $202,000 |
$45,000 | $92,000 |
| Hispanic |
15 | $1,834,000 |
$122,000 | $700,000 |
$64,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
60 | $16,034,000 |
$267,000 | $2,942,000 |
$3,000 | $147,000 |
| Not Provided |
1 | $36,000 |
$36,000 | $36,000 |
$19,000 | $19,000 |
| White |
582 | $77,871,000 |
$133,000 | $2,100,000 |
$91,000 | $2,600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
670 | $96,919,000 |
$144,000 | $2,942,000 |
$82,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $395,000 |
$131,000 | $280,000 |
$50,000 | $60,000 |
| Application Denied By Financial Institution |
49 | $3,898,000 |
$79,000 | $800,000 |
$40,000 | $190,000 |
| Application Withdrawn By Applicant |
23 | $2,733,000 |
$118,000 | $400,000 |
$58,000 | $138,000 |
| File Closed For Incompleteness |
1 | $26,000 |
$26,000 | $26,000 |
$27,000 | $27,000 |
| Loan Originated |
594 | $89,867,000 |
$151,000 | $2,942,000 |
$87,000 | $2,600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED COMMUNITY BANK - NC by:
Metropolitan Area And
County
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