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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED COMMUNITY BANK - TN
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED COMMUNITY BANK - TN |
| Address | 725 HWY 321 NORTH
LENOIR CITY, TN 37771 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 163 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,584,000 |
| Average Mortgage Loan Amount Applied For | $87,666 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $79,066 |
| Highest Applicant Income | $650,000 |
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| Home Improvement |
34 | $553,000 |
$16,000 | $65,000 |
$42,000 | $99,000 |
| Home Purchase |
75 | $8,356,000 |
$111,000 | $1,200,000 |
$85,000 | $650,000 |
| Refinancing |
54 | $4,675,000 |
$86,000 | $502,000 |
$57,000 | $584,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $69,000 |
$34,000 | $35,000 |
$18,000 | $21,000 |
| Hispanic |
5 | $141,000 |
$28,000 | $55,000 |
$37,000 | $47,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,630,000 |
$163,000 | $502,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
146 | $11,744,000 |
$80,000 | $1,200,000 |
$88,000 | $650,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
163 | $13,584,000 |
$83,000 | $1,200,000 |
$67,000 | $650,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
17 | $1,804,000 |
$106,000 | $1,200,000 |
$97,000 | $420,000 |
| Application Withdrawn By Applicant |
1 | $40,000 |
$40,000 | $40,000 |
$17,000 | $17,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
145 | $11,740,000 |
$80,000 | $540,000 |
$62,000 | $650,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED COMMUNITY BANK - TN by:
Metropolitan Area And
County
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