|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNITED HERITAGE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNITED HERITAGE BANK |
| Address | 640 E. STATE ROAD 434
LONGWOOD, FL 32750 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 69 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,956,000 |
| Average Mortgage Loan Amount Applied For | $230,375 |
| Highest Mortgage Loan Amount Applied For | $2,300,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,861,000 |
|
|
|
| Home Improvement |
5 | $4,597,000 |
$919,000 | $2,300,000 |
$256,000 | $880,000 |
| Home Purchase |
44 | $12,594,000 |
$286,000 | $1,500,000 |
$94,000 | $1,861,000 |
| Refinancing |
21 | $4,940,000 |
$235,000 | $423,000 |
$82,000 | $225,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $175,000 |
$175,000 | $175,000 |
$78,000 | $78,000 |
| Black or African American |
1 | $424,000 |
$424,000 | $424,000 |
$0 | $0 |
| Hispanic |
1 | $243,000 |
$243,000 | $243,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
26 | $10,478,000 |
$403,000 | $2,300,000 |
$0 | $0 |
| Not Provided |
13 | $2,729,000 |
$209,000 | $360,000 |
$82,000 | $155,000 |
| White |
28 | $8,082,000 |
$288,000 | $1,500,000 |
$215,000 | $1,861,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $22,131,000 |
$316,000 | $2,300,000 |
$102,000 | $1,861,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $1,135,000 |
$1,135,000 | $1,135,000 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $1,023,000 |
$204,000 | $360,000 |
$98,000 | $155,000 |
| Application Withdrawn By Applicant |
19 | $4,087,000 |
$215,000 | $423,000 |
$72,000 | $145,000 |
| File Closed For Incompleteness |
4 | $776,000 |
$194,000 | $300,000 |
$43,000 | $90,000 |
| Loan Originated |
41 | $15,110,000 |
$368,000 | $2,300,000 |
$125,000 | $1,861,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UNITED HERITAGE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
