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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED LABOR BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED LABOR BANK |
| Address | 100 HEGENBERGER ROAD #230
OAKLAND, CA 94621 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,038,000 |
| Average Mortgage Loan Amount Applied For | $794,625 |
| Highest Mortgage Loan Amount Applied For | $1,770,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
4 | $3,828,000 |
$957,000 | $1,770,000 |
$0 | $0 |
| Refinancing |
13 | $10,210,000 |
$785,000 | $1,600,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,750,000 |
$583,000 | $1,000,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $2,308,000 |
$577,000 | $975,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $4,190,000 |
$1,047,000 | $1,770,000 |
$0 | $0 |
| White |
6 | $5,790,000 |
$965,000 | $1,600,000 |
$0 | $0 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $14,038,000 |
$825,000 | $1,770,000 |
$0 | $0 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $508,000 |
$508,000 | $508,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $1,690,000 |
$563,000 | $715,000 |
$0 | $0 |
| File Closed For Incompleteness |
2 | $1,475,000 |
$737,000 | $975,000 |
$0 | $0 |
| Loan Originated |
11 | $10,365,000 |
$942,000 | $1,770,000 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $508,000 |
$508,000 | $508,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED LABOR BANK by:
Metropolitan Area And
County
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