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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED TELETECH FINANCIAL FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED TELETECH FINANCIAL FCU |
| Address | 205 HANCE AVENUE
TINTON FALLS, NJ 07724 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 419 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,604,000 |
| Average Mortgage Loan Amount Applied For | $161,482 |
| Highest Mortgage Loan Amount Applied For | $815,000 |
| Average Applicant Income | $115,896 |
| Highest Applicant Income | $995,000 |
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| Home Improvement |
163 | $10,958,000 |
$67,000 | $250,000 |
$119,000 | $995,000 |
| Home Purchase |
62 | $9,319,000 |
$150,000 | $417,000 |
$133,000 | $900,000 |
| Refinancing |
194 | $22,327,000 |
$115,000 | $815,000 |
$112,000 | $315,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
65 | $8,530,000 |
$131,000 | $417,000 |
$136,000 | $900,000 |
| Black or African American |
19 | $1,389,000 |
$73,000 | $130,000 |
$126,000 | $219,000 |
| Hispanic |
26 | $3,226,000 |
$124,000 | $580,000 |
$114,000 | $703,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
32 | $3,137,000 |
$98,000 | $250,000 |
$95,000 | $223,000 |
| White |
277 | $26,322,000 |
$95,000 | $815,000 |
$116,000 | $995,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
419 | $42,604,000 |
$101,000 | $815,000 |
$118,000 | $995,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $629,000 |
$125,000 | $250,000 |
$113,000 | $164,000 |
| Application Denied By Financial Institution |
2 | $85,000 |
$42,000 | $50,000 |
$53,000 | $64,000 |
| Application Withdrawn By Applicant |
16 | $1,462,000 |
$91,000 | $250,000 |
$91,000 | $223,000 |
| File Closed For Incompleteness |
13 | $1,311,000 |
$100,000 | $250,000 |
$93,000 | $214,000 |
| Loan Originated |
383 | $39,117,000 |
$102,000 | $815,000 |
$120,000 | $995,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $85,000 |
$42,000 | $50,000 |
$53,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED TELETECH FINANCIAL FCU by:
Metropolitan Area And
County
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