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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED TRUST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED TRUST BANK |
| Address | 8028 SOUTH HARLEM AVENUE
BRIDGEVIEW, IL 60455 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 7 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $979,000 |
| Average Mortgage Loan Amount Applied For | $148,000 |
| Highest Mortgage Loan Amount Applied For | $230,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $116,000 |
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| Home Improvement |
2 | $390,000 |
$195,000 | $230,000 |
$115,000 | $116,000 |
| Home Purchase |
3 | $474,000 |
$158,000 | $200,000 |
$50,000 | $58,000 |
| Refinancing |
2 | $115,000 |
$57,000 | $80,000 |
$44,000 | $60,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $193,000 |
$96,000 | $158,000 |
$48,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
5 | $786,000 |
$157,000 | $230,000 |
$74,000 | $116,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7 | $979,000 |
$139,000 | $230,000 |
$67,000 | $116,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $196,000 |
$98,000 | $116,000 |
$42,000 | $55,000 |
| Application Denied By Financial Institution |
1 | $230,000 |
$230,000 | $230,000 |
$116,000 | $116,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
4 | $553,000 |
$138,000 | $200,000 |
$67,000 | $115,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $230,000 |
$230,000 | $230,000 |
$116,000 | $116,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED TRUST BANK by:
Metropolitan Area And
County
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