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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED WESTERN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED WESTERN BANK |
| Address | 700 17TH STREET SUITE 100
DENVER, CO 80202 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,768,000 |
| Average Mortgage Loan Amount Applied For | $655,666 |
| Highest Mortgage Loan Amount Applied For | $1,965,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $442,000 |
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| Home Improvement |
1 | $836,000 |
$836,000 | $836,000 |
$442,000 | $442,000 |
| Home Purchase |
6 | $4,318,000 |
$719,000 | $1,965,000 |
$38,000 | $230,000 |
| Refinancing |
4 | $1,614,000 |
$403,000 | $455,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $3,150,000 |
$450,000 | $582,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $3,618,000 |
$904,000 | $1,965,000 |
$168,000 | $442,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11 | $6,768,000 |
$615,000 | $1,965,000 |
$61,000 | $442,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $817,000 |
$408,000 | $440,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2 | $2,801,000 |
$1,400,000 | $1,965,000 |
$336,000 | $442,000 |
| Loan Purchased By The Institution |
7 | $3,150,000 |
$450,000 | $582,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $440,000 |
$440,000 | $440,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $377,000 |
$377,000 | $377,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED WESTERN BANK by:
Metropolitan Area And
County
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