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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITY BANK EAST
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITY BANK EAST |
| Address | 1180 WEST 4TH STREET
RUSH CITY, MN 55069 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,644,000 |
| Average Mortgage Loan Amount Applied For | $113,800 |
| Highest Mortgage Loan Amount Applied For | $285,000 |
| Average Applicant Income | $60,933 |
| Highest Applicant Income | $161,000 |
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| Home Improvement |
20 | $1,096,000 |
$54,000 | $196,000 |
$55,000 | $119,000 |
| Home Purchase |
11 | $879,000 |
$79,000 | $285,000 |
$45,000 | $149,000 |
| Refinancing |
31 | $3,669,000 |
$118,000 | $282,000 |
$61,000 | $161,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $41,000 |
$41,000 | $41,000 |
$33,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $265,000 |
$265,000 | $265,000 |
$161,000 | $161,000 |
| Not Provided |
1 | $86,000 |
$86,000 | $86,000 |
$41,000 | $41,000 |
| White |
59 | $5,252,000 |
$89,000 | $285,000 |
$55,000 | $151,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $5,644,000 |
$91,000 | $285,000 |
$56,000 | $161,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $1,060,000 |
$75,000 | $162,000 |
$41,000 | $88,000 |
| Application Withdrawn By Applicant |
2 | $151,000 |
$75,000 | $147,000 |
$20,000 | $26,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
46 | $4,433,000 |
$96,000 | $285,000 |
$62,000 | $161,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITY BANK EAST by:
Metropolitan Area And
County
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