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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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UNIVERSITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNIVERSITY CREDIT UNION |
| Address | 13241 SW 136 STREET
MIAMI, FL 33186 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 65 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,954,000 |
| Average Mortgage Loan Amount Applied For | $38,000 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $297,000 |
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| Home Improvement |
65 | $2,954,000 |
$45,000 | $150,000 |
$100,000 | $297,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $33,000 |
$33,000 | $33,000 |
$83,000 | $83,000 |
| Black or African American |
10 | $388,000 |
$38,000 | $80,000 |
$71,000 | $165,000 |
| Hispanic |
33 | $1,539,000 |
$46,000 | $85,000 |
$94,000 | $282,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $68,000 |
$68,000 | $68,000 |
$45,000 | $45,000 |
| White |
20 | $926,000 |
$46,000 | $150,000 |
$128,000 | $297,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
65 | $2,954,000 |
$45,000 | $150,000 |
$100,000 | $297,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $460,000 |
$51,000 | $150,000 |
$55,000 | $83,000 |
| Application Withdrawn By Applicant |
6 | $343,000 |
$57,000 | $85,000 |
$125,000 | $282,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $2,151,000 |
$43,000 | $150,000 |
$105,000 | $297,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $185,000 |
$37,000 | $80,000 |
$49,000 | $83,000 |
| Debt-To-Income Ratio |
4 | $275,000 |
$68,000 | $150,000 |
$63,000 | $80,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNIVERSITY CREDIT UNION by:
Metropolitan Area And
County
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