|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UNIVERSITY NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNIVERSITY NATIONAL BANK |
| Address | 200 UNIVERSITY AVE WEST
ST PAUL, MN 55103 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 190 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,722,000 |
| Average Mortgage Loan Amount Applied For | $174,000 |
| Highest Mortgage Loan Amount Applied For | $1,040,000 |
| Average Applicant Income | $46,857 |
| Highest Applicant Income | $470,000 |
|
|
|
| Home Improvement |
13 | $328,000 |
$25,000 | $150,000 |
$69,000 | $378,000 |
| Home Purchase |
143 | $24,616,000 |
$172,000 | $1,040,000 |
$6,000 | $285,000 |
| Refinancing |
34 | $5,778,000 |
$169,000 | $500,000 |
$76,000 | $470,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
9 | $1,506,000 |
$167,000 | $326,000 |
$168,000 | $470,000 |
| Black or African American |
4 | $199,000 |
$49,000 | $187,000 |
$96,000 | $250,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
153 | $26,435,000 |
$172,000 | $1,040,000 |
$0 | $0 |
| Not Provided |
1 | $80,000 |
$80,000 | $80,000 |
$101,000 | $101,000 |
| White |
23 | $2,502,000 |
$108,000 | $250,000 |
$105,000 | $285,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
190 | $30,722,000 |
$161,000 | $1,040,000 |
$23,000 | $470,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $129,000 |
$129,000 | $129,000 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $1,012,000 |
$101,000 | $326,000 |
$45,000 | $105,000 |
| Application Withdrawn By Applicant |
3 | $262,000 |
$87,000 | $250,000 |
$59,000 | $96,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
176 | $29,319,000 |
$166,000 | $1,040,000 |
$21,000 | $470,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $34,000 |
$11,000 | $30,000 |
$43,000 | $56,000 |
| Debt-To-Income Ratio |
2 | $135,000 |
$67,000 | $130,000 |
$36,000 | $42,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $693,000 |
$173,000 | $326,000 |
$48,000 | $105,000 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$60,000 | $60,000 |
|
Mortgage Loan App Totals for UNIVERSITY NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
