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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNTIED BAY COMMUNITY CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNTIED BAY COMMUNITY CU |
| Address | 1309 N. LINCOLN AVE.
BAY CITY, MI 48708 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,385,000 |
| Average Mortgage Loan Amount Applied For | $62,555 |
| Highest Mortgage Loan Amount Applied For | $152,000 |
| Average Applicant Income | $53,888 |
| Highest Applicant Income | $139,000 |
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| Home Improvement |
43 | $222,000 |
$5,000 | $21,000 |
$40,000 | $117,000 |
| Home Purchase |
32 | $2,425,000 |
$75,000 | $152,000 |
$41,000 | $139,000 |
| Refinancing |
23 | $1,738,000 |
$75,000 | $125,000 |
$41,000 | $118,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $101,000 |
$50,000 | $98,000 |
$33,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
54 | $4,065,000 |
$75,000 | $152,000 |
$41,000 | $139,000 |
| White |
42 | $219,000 |
$5,000 | $21,000 |
$41,000 | $117,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
96 | $4,230,000 |
$44,000 | $152,000 |
$41,000 | $139,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $155,000 |
$77,000 | $92,000 |
$38,000 | $46,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
98 | $4,385,000 |
$44,000 | $152,000 |
$41,000 | $139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNTIED BAY COMMUNITY CU by:
Metropolitan Area And
County
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