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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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URBAN HOME MORTGAGE, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
URBAN HOME MORTGAGE, LLC |
| Address | 0680 SW BANCROFT ST
PORTLAND, OR 97239 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 74 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $32,943,000 |
| Average Mortgage Loan Amount Applied For | $407,750 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $371,500 |
| Highest Applicant Income | $5,338,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
73 | $32,639,000 |
$447,000 | $1,500,000 |
$336,000 | $5,338,000 |
| Refinancing |
1 | $304,000 |
$304,000 | $304,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $2,390,000 |
$298,000 | $540,000 |
$102,000 | $156,000 |
| Black or African American |
1 | $466,000 |
$466,000 | $466,000 |
$222,000 | $222,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $374,000 |
$374,000 | $374,000 |
$124,000 | $124,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $1,314,000 |
$657,000 | $837,000 |
$180,000 | $216,000 |
| White |
62 | $28,399,000 |
$458,000 | $1,500,000 |
$371,000 | $5,338,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
74 | $32,943,000 |
$445,000 | $1,500,000 |
$332,000 | $5,338,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $3,700,000 |
$528,000 | $885,000 |
$194,000 | $336,000 |
| Application Withdrawn By Applicant |
5 | $4,261,000 |
$852,000 | $1,500,000 |
$480,000 | $1,028,000 |
| File Closed For Incompleteness |
5 | $1,657,000 |
$331,000 | $540,000 |
$81,000 | $132,000 |
| Loan Originated |
57 | $23,325,000 |
$409,000 | $1,370,000 |
$358,000 | $5,338,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
4 | $1,995,000 |
$498,000 | $885,000 |
$134,000 | $201,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $1,705,000 |
$568,000 | $859,000 |
$274,000 | $336,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for URBAN HOME MORTGAGE, LLC by:
Metropolitan Area And
County
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