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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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US#1364 FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
US#1364 FCU |
| Address | 34 W US HIGHWAY 30
VALPARAISO, IN 46385 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,232,000 |
| Average Mortgage Loan Amount Applied For | $133,000 |
| Highest Mortgage Loan Amount Applied For | $265,000 |
| Average Applicant Income | $84,500 |
| Highest Applicant Income | $304,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
12 | $1,454,000 |
$121,000 | $250,000 |
$63,000 | $123,000 |
| Refinancing |
12 | $1,778,000 |
$148,000 | $265,000 |
$90,000 | $304,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $176,000 |
$88,000 | $100,000 |
$55,000 | $75,000 |
| Hispanic |
3 | $340,000 |
$113,000 | $214,000 |
$64,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
19 | $2,716,000 |
$142,000 | $265,000 |
$81,000 | $304,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $3,232,000 |
$134,000 | $265,000 |
$76,000 | $304,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $656,000 |
$93,000 | $245,000 |
$48,000 | $92,000 |
| Application Withdrawn By Applicant |
6 | $1,097,000 |
$182,000 | $250,000 |
$92,000 | $123,000 |
| File Closed For Incompleteness |
2 | $213,000 |
$106,000 | $113,000 |
$36,000 | $36,000 |
| Loan Originated |
9 | $1,266,000 |
$140,000 | $265,000 |
$98,000 | $304,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $212,000 |
$70,000 | $96,000 |
$77,000 | $92,000 |
| Debt-To-Income Ratio |
4 | $444,000 |
$111,000 | $245,000 |
$25,000 | $31,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for US#1364 FCU by:
Metropolitan Area And
County
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