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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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US ALLIANCE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
US ALLIANCE CREDIT UNION |
| Address | 721 19TH STREET, SUITE 491
DENVER, CO 80202 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 107 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,949,000 |
| Average Mortgage Loan Amount Applied For | $122,714 |
| Highest Mortgage Loan Amount Applied For | $1,480,000 |
| Average Applicant Income | $88,928 |
| Highest Applicant Income | $290,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
8 | $1,151,000 |
$116,000 | $270,000 |
$130,000 | $200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
99 | $13,798,000 |
$142,500 | $1,480,000 |
$67,500 | $290,000 |
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| American Indian or Alaskan Native |
1 | $135,000 |
$135,000 | $135,000 |
$53,000 | $53,000 |
| Asian or Pacific Islander |
1 | $140,000 |
$140,000 | $140,000 |
$47,000 | $47,000 |
| Black |
14 | $1,497,000 |
$94,000 | $194,000 |
$131,000 | $200,000 |
| Hispanic |
19 | $2,759,000 |
$145,500 | $240,000 |
$67,500 | $139,000 |
| Information not provided by applicant in mail or telephone application |
3 | $375,000 |
$125,000 | $227,000 |
$76,000 | $112,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $169,000 |
$169,000 | $169,000 |
$75,000 | $75,000 |
| White |
68 | $9,874,000 |
$145,000 | $1,480,000 |
$83,000 | $290,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
107 | $14,949,000 |
$121,666 | $1,480,000 |
$110,333 | $290,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $40,000 |
$20,000 | $30,000 |
$87,000 | $104,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
105 | $14,909,000 |
$122,333 | $1,480,000 |
$110,333 | $290,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $10,000 |
$10,000 | $10,000 |
$104,000 | $104,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $30,000 |
$30,000 | $30,000 |
$70,000 | $70,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for US ALLIANCE CREDIT UNION by:
Metropolitan Area And
County
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