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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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US TRUST COMPANY OF NEW YORK
Mortgage Loans and Application Details
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| Mortgage Company Name |
US TRUST COMPANY OF NEW YORK |
| Address | 114 W 47TH STREET
NEW YORK, NY 10036 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 665 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $938,118,000 |
| Average Mortgage Loan Amount Applied For | $1,028,747 |
| Highest Mortgage Loan Amount Applied For | $16,800,000 |
| Average Applicant Income | $920,298 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
52 | $41,405,000 |
$632,181 | $2,500,000 |
$691,818 | $4,500,000 |
| Home Purchase |
535 | $772,472,000 |
$1,100,130 | $16,800,000 |
$799,608 | $9,999,000 |
| Refinancing |
78 | $124,241,000 |
$1,663,727 | $7,700,000 |
$1,480,545 | $9,999,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $17,150,000 |
$2,143,000 | $5,477,000 |
$1,138,000 | $5,455,000 |
| Black or African American |
1 | $2,400,000 |
$2,400,000 | $2,400,000 |
$750,000 | $750,000 |
| Hispanic |
12 | $12,208,000 |
$1,017,000 | $2,207,000 |
$864,000 | $3,700,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $7,963,000 |
$1,014,000 | $5,000,000 |
$1,562,750 | $6,428,000 |
| Not applicable |
36 | $81,374,000 |
$1,593,111 | $10,500,000 |
$0 | $0 |
| Not Provided |
62 | $89,580,000 |
$1,082,200 | $4,500,000 |
$676,100 | $9,999,000 |
| White |
539 | $727,443,000 |
$1,176,692 | $16,800,000 |
$1,056,807 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
665 | $938,118,000 |
$1,184,333 | $16,800,000 |
$945,222 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
152 | $244,784,000 |
$1,423,000 | $10,500,000 |
$1,281,538 | $9,999,000 |
| Application Denied By Financial Institution |
8 | $20,286,000 |
$1,635,000 | $7,700,000 |
$1,050,500 | $8,520,000 |
| Application Withdrawn By Applicant |
41 | $93,777,000 |
$1,308,333 | $16,800,000 |
$23,666 | $1,217,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
464 | $579,271,000 |
$1,127,720 | $10,800,000 |
$925,440 | $9,999,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
7 | $19,285,000 |
$1,788,000 | $7,700,000 |
$1,236,500 | $8,520,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $1,001,000 |
$1,001,000 | $1,001,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for US TRUST COMPANY OF NEW YORK by:
Metropolitan Area And
County
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